Kevin Smith is the Vice President, Credit Services at e-onlinedata. Kevin oversees a team of 10 underwriters and 10 underwriting support representatives. Responsible for the overall direction of the department, Kevin manages all underwriting processes, policies, procedures, and productivity. Kevin works with all business development channels, affiliates, sales executives, and other PowerPay departments to ensure consistency and continuity within those relationships. Kevin is also responsible for identifying initiatives, projects or new products to improve the department workflow.Prior to joining the team, Kevin was working independently as a Senior Commercial/Residential Loan Consultant. He has 18 years of varied commercial/retail banking and financial institution experience, most recently for 5 years as a Senior Business Officer/VP with Gorham Savings Bank. Kevin also has previous international business experience while managing operations and consulting in Eastern Europe.Kevin attended Florida State University majoring in Finance and Accounting. He has a passion for the game of baseball, and enjoys skiing and playing golf. Kevin has three daughters.