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	Plug 'N Pay Plug n' Pay allows you to accept, verify, process and manage online payment transactions including all major credit cards, online cash transfers and electronic checks. Plug 'n Pay's robust DirectLink payment gateway enables real-time, secure (40/128 bit encryption) credit card verification through our proprietary software and certified private gateways to most major credit card processors. Our gateway also enables electronic check transfers. Real Time sales tax calculation at the State, County and City level is available with our partnership with eSalesTax.Com and their CertiTAX product suite. The CertiTAX product suite ensures you have everything you need for processing taxes. Contact then and for no obligation, you may enroll and try it out. You will always be online with the applicable up-to-date sales-tax tables and sales-tax laws. They calculate any and all applicable taxes or tax exemptions on a given sale (real time). Plug n' Pay offers DirectLink in two flavors, DirectLink HTML and DirectLink API, offering flexible integration meeting the needs of small and large merchants. DirectLink HTML This is ideal for merchants that do not want to go through the expense of setting up their own secure server to collect customers billing information. Our exclusive online Installation Wizard automatically generates the necessary DirectLink HTML code to add "Quantity" and "Order" button(s) to your site. DirectLink HTML includes SmartScreens payment collection screens. Simple to integrate, easy for customers to use, SmartScreens are fully customizable with your logo, colors and font. SmartScreens encourage order completion by detecting common input errors on your customer's part, never requiring the customer to "hit the back button." SmartScreens also serve as virtual cash registers by accurately calculating total purchase price with all your required tax and shipping rates by zone! With DirectLink HTML, you have all the tools necessary to get your store online and effectively manage your transactions. Through use of our powerful online merchant administrative interface http://www.plugnpay.com/content_direct/virtualterminal.html and EasyCart shopping cart, merchants are provided with the most comprehensive set of tools in the industry! Plug 'n Pay offers 24 hour access to all transaction information and since Plug'n Pay's database captures transaction data in real-time, all reports provide an accurate reflection of account activity. In addition, this secure browser-based reporting tool allows searching and sorting by multiple points including, date, credit card, order number, reference number and SKU. A number of other value added features are also included; Sales Reporting and Analysis Tools- Quickly generates sales reports to help you sell more Email Management- providing text or HTML customized email confirmations Quickbooks Interface- provides merchants with a seamless way to import transaction data to Quickbooks accounting software EasyCart Shopping Cart- integrates seamlessly with any site hosted anywhere Virtual Terminal- manually enter transactions or returns from anywhere you have internet access Flexible Query Functions and Data Export Feature Directlink API This is ideal for merchants that have their own secure server and will collect billing information within their own domain. A small executable application for installation on your secure server, DirectLink API establishes an encrypted connection to Plug 'n Pay payment servers for instant credit card and eCheck transactions from any web site. Since it runs on your systems, all information is collected from your secure server, formatted and passed to our payment servers for approval directly from your merchant bank processor. DirectLink API is easily integrated by experienced technicians into any custom commerce software application. Available in PERL, Java, Com Object and many other forms for most popular server software platforms. DirectLink API comes complete with all the added value tools included with DirectLink Html. FraudTrak2 Chargeback Protection FraudTrak2 Chargeback Protection Supports CVV(II)!!* There are infrequent, although sometimes persistent attempts to defraud our valued client base. Plug n' Pay has developed a real-time testing routine to guard against these attacks, and report the results of these tests to the merchant on every transaction for follow-up prior to fulfillment consummation. Optionally, these charges can be approved or declined automatically based upon the following user-defined parameters. This is a multi-layered routine to notify the merchant of any suspicious transaction and/or to limit the region of distribution of products. FraudTrak2 is available with a small added charge for any merchant using our DirectLink Plus real-time transaction management program (basic FraudTrak is free). FraudTrak2 also enables you to limit shipment of goods to the countries, states and/or other regions of your choice. (For example, some software cannot be distributed outside the U.S. without appropriate export arrangements.) Also, certain countries, due to a high incidence of fraud, may be necessary to exclude. Address Verification System (A.V.S.) is a part of our basic FraudTrak which is available at no additional cost. Plug n' Pay supports this widely-used system to verify that the billing addresses and zip-codes your customers enter are identical to the ones on their bank records. They offer merchants a choice of six levels of protection: Level 0- Allow All Transactions Level 1- Allow International (No AVS) Level 2- (Reserved For Special Requests) Level 3- Require Zip Code Match Only Level 4- Require Address Match Only Level 5- Zip & Address Must Match (No International) Level 6- Zip & Address Must Match (International O.K.) This is a program to instantly deliver electronic files and charge fees for the viewing or download of these files. Ideal for information sources, authors, bookstores and software vendors-anything that can be put online for immediate download. Here's how it works: Customer enters site and selects product(s) for download. Plug 'n Pay creates a secure payment screen and collects billing information. Upon successful credit card authorization, Payload Delivery creates "vanishing URLs" for the download. These URLs may be bookmarkable or non-bookmarkable at the merchant's option. Customer is allowed access to these URLs for a suitable period of time and completes download. PnP verifies that the document has been successfully transferred to customer. "Vanishing URLs" vanish allowing no further access to the files after a specified period of time, typically 2 hours. Suitable document formats include, but are not limited to: ASCII Text Files (.txt), Adobe® Portable Document Files (.pdf), Compressed Files (.zip, .tar, .hqx), Multimedia (.mov, .mpg, .avi, .ram), Microsoft Word & Excel Documents (.doc, .xls), Database Files, PowerPoint Presentations (.ppt).

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